Whitegate Motors


Guaranteed finance' is a term sometimes used by firms to appeal to customers who might typically have a sub-prime credit record. In reality, 'guaranteed finance' does not exist. It is irresponsible for any company to advertise guaranteed finance for cars, unless the finance provider is willing, and able, to provide finance to everyone one who applies which would pose a great risk to them. The Financial Conduct Authority expects its authorised firms to treat their customers fairly. Every statement made by a company must be 'clear,' 'fair,' and 'not-misleading.' It would be unfair to customer to 'guarantee' credit, without having first undertaken an assessment of the customer's needs, and an assessment of their affordability. At Whitegate Motors we deal with responsible lenders, who put our customer's needs first, based on criteria that ensure fairness for each one of our customers. Our multi-faceted search programme allows us to put our customers in contact with a large panel of lenders who will provide them with a huge range of options to suit their personal circumstances. Our customers can choose a repayment term that suits them and their budget.

Whitegate Motors benefits from its reputation as a reliable finance broker with whom many lenders wish to trade. A large panel of lenders provides the customer with multiple options and enables us to find the most suitable, and competitive, loan. This ensures that each customer gets a tailor-made loan at a great price. Whitegate Motors specialises in dealing with customers who may have struggled with obtaining finance in the past. We endeavour to help everyone who gets in contact with us and to find the best deal for each individual who comes to us.

Obtaining vehicle finance can seem daunting and complicated. At Whitegate Motors we have designed a system, which is aims to simplify the process. Simply fill in the easy-to-complete online application form, and one of our customer service representatives with promptly be in touch. We will efficiently and professionally deal with your enquiry, to source the best possible financial solution for you.

We also ensure that the customer is cared for at every stage of purchasing a vehicle. We assist our customers in finding a reputable dealer so that they can be safe in the knowledge that their vehicle will take care of them, whilst we take care of the finance.

Whitegate Motors have created an inclusive business which does not discriminate based upon poor credit history. Without offering guaranteed car finance, we endeavour to find vehicle finance for all those who contact us.

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In considering your application we will search your record at a credit reference agency. They will add to your record details of our search and your application and this will be seen by other organisations carrying out later searches. It is important that you give us accurate information. We will check your details with fraud prevention agencies and if you give us false or inaccurate information and we suspect fraud we will record this. We and other organisations may use and search these records to help make decisions about credit and credit related services, for you and members of your household; trace debtors, recover debt, prevent fraud, and to arrange your accounts or insurance policies; check your identity to prevent money laundering unless you furnish us with other satisfactory proof of identity. You have a right, on payment of fee, to receive a copy of the information we hold about you if you apply to us in writing. We may pass on your details to other companies to send information about the product.

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